It is not easy for anyone looking for a loan for self-employed persons without Credit Bureau information. German banks or savings banks require impeccable Credit Bureau information, foreign banks often do not grant their loans to self-employed or freelancers. Usually there is no other option than to take out a personal loan or to commission a suitable credit intermediary to search for a loan for self-employed persons without Credit Bureau information.
Personal loans are not only available in your own circle of friends or relatives, but also on the Internet. To do this, the self-employed person must register on an internet portal of their choice and set their credit request there. As soon as a lender is found who is ready to support the private or business financing project of the self-employed, he will contact him and discuss the further procedure.
If the sums involved are larger, it could well be the case that there are not just one but several lenders, each of whom can contribute a part to the total amount. If this is the case, the self-employed is faced with the task of negotiating the terms separately with each lender. This is not always easy. Nevertheless, a personal loan offers a maximum of flexibility, because the conditions are not tied to as strict a legal requirement as would be the case with a bank loan.
If you want to contact a credit broker, you should find out about various options on the Internet. Above all, attention should be paid to the seriousness, which would be recognizable, among other things, by the fact that the credit broker neither charges upfront costs nor makes unrealistic promises. If this is the case, the offer in question is dubious and should be avoided urgently. A reputable credit broker realistically presents the situation and will carefully weigh up the risks and opportunities of lending against each other.
Only when there are no concerns about a loan for self-employed persons without Credit Bureau information, the loan application is approved and the money paid out. The repayment of the monthly loan installments should be guaranteed in any case, even if the income from self-employment once decreases or is temporarily absent. In this context, every self-employed borrower should critically question whether he feels able to do so.